"Aging in place" is a goal worth stress-testing honestly, not just assuming — a structured assessment beats a vague hope that things will work out.
What to actually evaluate
- Can you reach a full bathroom and bedroom without stairs?
- How would you get help quickly if something happened at 3am?
- What home maintenance currently depends entirely on your own physical ability?
A professional occupational therapist home assessment (sometimes covered by Medicare) gives you an objective, expert version of this same exercise.
This article is general information, not financial or legal advice. Costs, financing terms, and regulations vary by location and provider — confirm current details before making a decision.