A single consolidated checklist to work through gradually.
- Emergency fund sized appropriately for solo aging (see our emergency savings guide)
- Long-term care funding plan (insurance or self-funded) in place
- Accounts consolidated and simplified
- Beneficiary designations current
- Financial power of attorney named and account access confirmed at your bank
- Fraud alerts and trusted contact set up with your bank
- Documented in your Care Team Builder
Pick one unchecked item and complete it this month — financial planning is far more manageable in small, regular steps.
This article is general information, not financial or legal advice. Rules, costs, and program details vary and change over time — confirm current specifics with a licensed financial advisor or elder law attorney before making a decision.